Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country and around the world?
You too can enjoy the earnings potential of these big companies and brands. This is possible through investing in mutual funds.
Mutual funds are affordable, convenient, and beginner-friendly investment for Filipinos.
A mutual fund is like a big basket filled with different types of investments like stocks and bonds. Instead of you choosing individual investments, you and other investors put your money together into this basket.
For as low as ₱1,000, you can participate in the earnings potential of the largest companies in the Philippines such as SM, Globe, Ayala Land, Meralco, BPI, BDO, Jollibee, and many more!
A mutual fund may be invested in not only local, but also in REITs and global stocks!
Mutual Funds are perfect investment options for beginners and those who do not have the time or enough knowledge to do actual stock trading. Expert fund managers got you covered, all you need is to sign up and start.
A professional fund manager then handles all the buying and selling of investments inside the basket, aiming to make money for everyone involved. Because your money is spread out among many investments, it reduces the risk while maximizing the earnings potential of your money.
Investments are automatically spread across multiple financial securities thus reducing risk.
Investors can open a mutual fund account for as low as Php 1,000 only.
Mutual Funds are regulated by the Securities and Exchange Commission ensuring safe and secured investments.
Mutual funds are handled by experienced fund managers who are exposed in financial studies and research.
Mutual Funds provide higher returns than a savings account being diversified and professionally-managed.
Mutual Fund shares can be easily redeemed within 2-3 banking days only.
Mainly invested in short-term debt instruments and cash equivalents.
Suitable for conservative investorsPrimarily invested in government and corporate bonds.
Suitable for conservative investorsA mutual fund that invests in both bonds and stocks funds.
Suitable for moderate investorsInvested in stocks of different local and global companies.
Suitable for aggressive investorsShort-term investors with a low-risk appetite who are amendable to modest returns.
Long-term investors with a high risk appetite, goal is maximizing their earnings potentials.
If it’s your first time to invest, we recommend investing in products (ie: Mutual Funds and UITFs) that are actively managed, liquid and diversified. We are delighted to inform you that Rampver is partnered with the best mutual fund providers in the country.
You can start by signing up to our online platform for free and get started!
Mutual funds can provide several benefits for investors. They offer diversification by investing in a wide range of securities, reducing the risk of loss. Additionally, mutual funds are managed by professional portfolio managers who have expertise in making investment decisions, potentially leading to better returns for investors.
Investing in mutual funds is easily accessible and offers a low barrier to entry, allowing individuals to start investing with small amounts of money. Furthermore, mutual funds offer liquidity, meaning investors can buy or sell shares at any time, making it easier to access their money when needed.
Mutual funds are NOT fixed-income investments and therefore do not pay guaranteed return. Mutual funds are invested in stocks or corporations issued by the government where prices differ daily. As a result, the value of your investment also fluctuates depending on the performance of its underlying instruments. While funds’ earnings are not fixed average of 6-18% a year, the potential for investor to earn is higher.
Mutual Funds are well-diversified as it is invested in a basket of securities. Historically, mutual funds outperformed traditional time deposit placements or short-term money-market funds.
Mutual Funds do not have lapsing periods or expiry dates. It does not have a strict investing schedule that you must follow. You can invest monthly, quarterly, annually — it all depends on the investor when he/she will invest.
Though not required, Rampver recommends that investors should top-up their investments regularly to capture different market prices, thus maximizing the earnings potential of their investment. This also forges the discipline of investing regularly.
Your investment will form part of your estate and will be distributed to your heirs accordingly. However, much like any investment instrument, it will be subject to estate tax. It would be more practical if you could assign a co-investor upon account opening to ease the transfer of funds should something unfortunate happen to the primary investor.
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