Esquire Financing
Business Financing for Entrepreneurs
At Esquire Financing Inc., we recognize the significant role of small and medium enterprises (SMEs) in propelling the Philippine economy forward and making it one of the most vibrant in Southeast Asia. Our goal is to help the small and medium-sized business owners optimize their potential and achieve major growth through alternative sources of funding. Our advocacy is providing fast, hassle-free, and non-collateral business loans tailor fit to each entrepreneur’s needs, goals, and cash flows.
Since 2011, we’ve assisted more than 5,000 entrepreneurs – fueling their dreams of business growth through our loans. Our fulfillment lies in the fact that we are part of a bigger ecosystem: a trusted financing partner that helps Filipino entrepreneurs grow their business and at the same time, generate employment.
Our 3-step business loan does not require any collateral, has minimal application requirements and flexible and comfortable payment terms. What sets us apart is that our loan decisions are given within 7 business days, or less! This efficient and simple process is essential in understanding our clients and helping SMEs grow. Whatever your reasons are for availing a business loan, our SME business loan will fuel your dreams.
There is nothing more satisfying to us than watching our clients grow. Esquire Financing Inc. is here to help. At EFI, our business is your success.
Who we are
Esquire Financing Inc. is an SME-lending company offering fast, hassle-free, non-collateral business loans tailor fit to the needs, goals, and cash flows of each small and medium-sized business owner.
There are over 1 MILLION registered businesses in the Philippines today
Of which, 99.6% are considered MSMEs
They employ 70% of the workforce
Yet, they have only attributed, 32% of the GDP
Only 20% get access to funding from formal financing institutions

EFI is a direct response to the need of the underserved sector, we aim to make business loans accessible and convenient.
Our core advantage is providing non-collateral business loans in a timely manner based on cash flow analysis. We offer loan amounts between PHP 100,000 to PHP 10,000,000.
Our Advocacy
We recognize the difficulty entrepreneurs face when acquiring loans and saw the potential opportunity for a business that could be dedicated to helping local enterprises grow.
We took the time to understand what business owners really needed from a financing partner and this became the foundation of how we crafted our loan features: fast, hassle-free, and non-collateral. Ultimately, by advocating for SME growth through financing, we are helping in the advancement of a sector that can make the Philippine economy a driving force in Southeast Asia.
Minimum Documentation Requirements
Compulsory for all applications:
-
- Duly filled-out and signed Application Form (Version – LAP.10.2017)
- TIN ID and any other government-issued ID proof of the Principal Borrower
- Latest three (3) months Bank Statement and Bank Certification
- Photocopy of valid Mayor’s Permit
- Photocopy of valid Barangay Business Clearance
- 2″ x 2″ ID picture of the Pricipal Borrower
- Picture of the Business
- 1 Picture of Exterior – Picture of business premise from outside with sign board and its surroundings, and
- 1 Picture of Interior – Picture of business inventory
- Latest (not older than 2 months) proof of billing for Business and Residence (e.g. electricity/water/cable etc.)
- Sketch/map of Business and Residence location with nearest landmark
Additional requirements (photocopy of the following documents):
For Sole Proprietors:
- DTI Certificate of Business Name Registration (original; and renewal, if any)
For Partnerships:
- Business TIN ID proof (BIR Certificate of Registration)
- SEC Certificate of Incorporation/Registration
- Latest Articles of Partnership & By-Laws
- Partners’ Resolution (EFI prescribed format: Version- PR.10.2017)
For Corporations:
- Business TIN ID proof (BIR Certificate of Registration)
- SEC Certificate of Incorporation/Registration
- Latest Articles of Partnership & By-Laws
- Latest General Information Sheet (GIS)
- Secretary’s Certificate (EFI prescribed format: Version- SC.10.2017)
Fast, hassle-free non-collateral business loans for SMEs. Apply now!
