As it is always said, an intermediary is better known by the principals it deals with. We have always kept this reality in mind even as we expanded the number of principals we represent. Over the years, we have evaluated Philippine institutions in terms of stability, reputation, and commitment to service. Since our clients simply deserve the best, we have maintained our linkages with the best.
Trade-offs in terms of product design, coverage, flexibility, returns, and cost is usually a client’s decision. However, we have to ensure that these trade-offs are done within a set of principals in a way that do not compromise effectivity, security, and the long-term horizon. For this reason, we have to limit our principals in the risk management area. On the other aspect of financial services where licenses and exclusivity are not of material concern, we have forged alliances with other providers as we see it fit for the benefit of our clients.