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Directors & Officers

Maria Anna Concepcion G. Mendoza Chairman and President

Anna Mendoza, Filipino, 48, obtained her degree in Bachelor of Science in Business Administration (BSBA) from the University of the Philippines (Diliman, Quezon City) in 1987. She earned her Masters in Business Management (MBM) degree at the Asian Institute of Management (AIM) in 1991. She worked for the Group Insurance Division of the Philippine American Life Insurance Company as Group Marketing Officer in 1987-1988.

She held the same position when she moved to Nixdorf Company (Phils.) in 1988 and pursued her MBM (graduate) degree from AIM in 1989. After AIM, she joined The Pact Group in 1991 as Marketing Manager. She was Dean for Business at the Asia Pacific College (a consortium between SM Foundation and IBM Phils., Inc.) at Makati City, Philippines from 1993-1995. She is currently the Chairman and President of RAMPVER Financials and Insurance Agency, Inc. She has eighteen years of experience in financial services. Her forte is service administration, systems and relationship management. Rampver, Inc. is actively involved in financial services, life insurance, pre-need, health care and non-life insurance. It is also engaged in risk management, money and asset advisory, training and consulting, product and services trading. Ms. Mendoza has been awarded as one of the top development officers by a life insurance company for three consecutive years. She has also won several non-life insurance incentive programs for broker and agencies. Ms. Mendoza is concurrently Treasurer of Clover Realty and Development Corporation, a position she has held since May 2013.


Janice Marie P. Fernando, CIS, RFP, CBA Vice President

Janice Marie P. Fernando, Filipino, 36, has over 15 years of extensive experience in the financial services industry. She currently manages RSA (Rampver Strategic Advisors), a division of Rampver Financials, Inc. which specializes in mutual fund investments, products and services distribution. She is leading an active group of licensed investment solicitors which at present is responsible for more than Php5B in assets under management.

Prior to joining RSA, she was Senior Division Manager of a leading equity fund management company based in the Philippine Stock Exchange Center in Ortigas. She spearheaded the professionalization projects of the company. Prior to this, she held various management positions and left as Regional Head of one of the pioneer asset management companies in the country, accounting for over P1.5B in its assets under management. The team she led received various sales recognitions and achieved outstanding milestones for the company. She was also given the distinct responsibility to set up a number of provincial branches within an aggressive expansion program where she managed the strongest distribution channels of the company (Makati, Alabang, and the rest of South Luzon Region).

      Ms. Fernando has been a consistent awardee for mutual fund sales. She is a Certified Company Trainor (CCT) as well as a Certified Investment Solicitor (CIS) a Securities and Exchange Commission License and designation. Her advisory expertise in this area of financial services is attested to by her International Designation as a Registered Financial Planner (RFP). She obtained her certification in Chartered Business Administration (CBA) at the Asian Institute of Management in 2008 and has an AB Degree (Major in Behavioral Science) from the University of Sto. Tomas, Manila in 1999.


Rex Ma. A. Mendoza Director

Mr. Rex Ma. A. Mendoza, Filipino, 50, obtained his degree in Bachelor of Science in Business Administration (BSBA) from the University of the Philippines where he was awarded as one of the 10 outstanding graduates of his batch. He earned his Masters in Business Management (MBM) degree at the Asian Institute of Management where he graduated with distinction.

He earned the title of Fellow with Distinction from the Life Management Institute of Atlanta, Georgia (USA), topping the global batch with a 98.5% average over the 10 required examinations. He worked for the Philippine American Life Insurance Company for 8 years. He joined Philam Life in 1983 as Group Marketing Officer. In 1987, he was promoted to Assistant Vice President of the Group Division, and eventually to Senior Assistant Vice President in 1990. He left his executive position and founded Rampver Insurance Agency, Trade and Development, Inc. in 1993, initially holding the position of Chairman and President. He was also a career associate at Philamlife’s Ponio Associates. He was a member of the Million Dollar Round Table, an elite association of the world’s top life insurance agents, for three consecutive years (1994-1996). He again qualified for this prestigious organization in 2001. He has practically garnered all possible awards he is eligible for as a career financial consultant of Philam Life. Mr. Mendoza rejoined the executive level of the Philam Group in 1995 and became President and CEO, and later, Chairman and Director of Philam Asset Management, Inc. (PAMI), the group’s investment management company. Under his stewardship, PAMI’s managed assets base has grown from Php209 million to Php22.5 billion. He sat as member of the American International (AI) Top Management Committee that oversees all AIG entities in the Philippines. He became Executive Vice President & Head of Marketing Sales, and Training of Philam Life, the AIG parent company in the country. Out of 92,000 AIG employees globally, he was one of 18 chosen candidates to attend the AIG Country Management Program in New York, U.S.A. in 2004. He joined Ayala Land, Inc. in 2005 and held the following positions - Senior Vice President and Head of Corporate Sales and Marketing of ALI, Chairman of Ayala Land International Sales, Inc., President of Ayala Land Sales, Inc. and Director of its subsidiaries. He was responsible for the ALI brand architecture and has grown sales consistently over 5 years. In 2011, he rejoined The Philippine American Life and General Insurance Company as President and CEO. Currently, he is Chairman of the Board and Director for Philam Foundation, Vice Chairman and Director for BPI Philam Life Assurance Corporation, and a member of the board of Tower Club, Inc., Esquire Financing, Inc., and Rampver Financials and Insurance Agency, Inc. He also served as Marketing and Training Consultant for IMPACT, and Philippine Intervention Network. He was also a Professor at De La Salle University Graduate School of Business and Economics. He has also been voted as the Most Outstanding Faculty Member of the university. Mr. Mendoza is a noted speaker in the area of general management, marketing, and sales in the Asian Region.


Victoria S. Garcia Corporate Secretary

Victoria S. Garcia, Filipino, 72, is Chairman and President of Clover Realty & Development Corporation. She was formerly the company’s Treasurer when it was established in 1988. She oversees the overall real estate business of the company which includes leasing, sale and property management of a portfolio of houses, condominiums, lots, and commercial units. Previous to her current position, Ms. Garcia was General Manager of Vicgar Trading Inc., a company engaged in the sale of agricultural equipment and machines such as rice threshers and irrigation pumps (1975-1988).

She holds a Bachelor of Science in Commerce Degree Major in Accounting from University of the East (1956-1960). She is currently the Chairperson of several NGOs based in the Province of Bataan: Bataan Tourism Council Foundation Inc. since 2004; Provincial Women’s Commission, Bataan since 2005; Bataan Child Empowerment Council since 2004; and, “KABALIKAT” – a women’s empowerment group since 2004.


Enrique B. Manuel Independent Director

Enrique B. Manuel, Jr., Filipino, 41, is Group Chief Financial Officer for Visayas and Mindanao Operations of Ayala Land, Inc. He is concurrently the Chief Finance Officer of Cebu Holdings, Inc., and Cebu Property Ventures, Inc., and he has held all these positions since 2011. He is also Treasurer for Accendo Commercial Corporation, Cagayan De Oro Gateway Corporation, and Solinea, Inc. since 2012. Mr. Manuel is also a member of the board of CBP Estate Association (2013), CITP Estate Association (2013), and Capitol Hills Golf and Country Club (2012).

He has been an integral part of a team tasked to oversee Ayala Land, Inc.’s expansion thrust in regional developments in the Visayas and Mindanao, and has contributed immensely to the overall growth of the country’s leading property developer. Mr. Manuel has extensive experience in the field of finance and business strategy. He has a BSBA Degree from the University of the Philippines, Diliman, Q.C. (1994) and a Master’s Degree in Business Administration from Boston University, U.S.A. (2000).


Carissa J. Patag Independent Director

Carissa J. Patag, Filipino, 38, is a Certified Securities Representative and Trading Floor Officer of Abacus Securities Corporation and a Lecturer at the Business Maker Academy since 2012. Ms. Patag has also served Abacus in the same capacity from 1996-2010, before she became Vice President and Customer Relationship Officer of European Financial Group Bank of Switzerland (EFG Bank) from 2010-2012.

She has extensive experience in investments, securities, and capital markets in the Philippines as well as in Hong Kong (SAR). Her specialties include account and relationship management, fund management and strategic portfolio allocation. Ms. Patag regularly lectures on topics that include Money Management, Guide to Investing, and New Business Ventures. She holds a Bachelor of Science in Business Administration, Magna Cum Laude, from the University of Asia and the Pacific (UAP, 1996), and a Master’s Degree in Business Administration, with Highest Honors, from the Philippine Stock Exchange – Lyceum of the Philippines (PSE-LP, 2013). Ms. Patag is a Licensed Trader of PSE Exchange Traded Funds (ETF’s), Philippine Licensed Stockbroker, Philippine Licensed Maktrade Dealer, Certified Investment Solicitor (Mutual Funds), Philippine Licensed Bonds and Fixed Rate Instrument Trader, Philippine Licensed Insurance Agent and Real-Estate Broker. She is also a Hong Kong Licensed Securities and Futures Representative.